The White House (via OMB) strongly protests Congressional efforts within the FY 2027 NDAA to prohibit the purchase of warships from foreign shipyards. The Administration argues that these restrictions undermine national security by limiting flexibility and hindering its strategy of leveraging allied yards, such as in the 'Finland model,' to drive investment into U.S. shipbuilding capacity. This signals a significant policy shift toward integrating international partners into advanced naval construction, suggesting the Pentagon is prepared to bypass traditional domestic build requirements for future combat vessels.
What We Can Learn from the CFPB’s Strategic Plan for the Very Short Run
English Summary
While the CFPB's strategic plan proposes laudable reforms—such as focusing on tangible consumer harms and adhering strictly to statutory mandates—the article argues that these changes are insufficient to address systemic flaws. The core critique is that the Bureau's structure, including its unique funding and single-director model, inherently promotes overreach and a disregard for established law. Consequently, the author concludes that the agency's problems are not merely operational but structural, necessitating fundamental statutory reforms by Congress rather than temporary policy adjustments.
中文摘要
儘管消費者金融保護局（CFPB）的策略計畫提出了值得讚揚的改革——例如著重於具體的消費者危害並嚴格遵守法定授權——但本文認為，這些變革不足以解決其系統性的缺陷。核心批判點在於，該局的結構，包括其獨特的資金來源和單一主任模式，本質上助長了權力過度擴張和忽視既有法律的傾向。因此，作者總結道，該機構的問題並非僅止於營運層面，而是結構性的，亟需國會進行根本性的法規改革，而非僅靠臨時的政策調整。
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