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An Updated Look at Excess Spending and Affordability in California's Health Care System

RAND | 2026-10-29 | health

Topics: AI, Trade, United States

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English Summary

The RAND analysis estimates that between 18.5% and 23.5% of California's 2025 health care spending is potentially excessive or unnecessary, indicating substantial room for cost reduction. The study updated previous models to account for post-ACA spending slowdowns, confirming that high spending continues to strain both consumers and employers, making affordability a critical concern. The findings underscore that despite recent spending slowdowns, systemic waste from issues like pricing failures and administrative inefficiencies remains significant. Policymakers are advised to implement targeted reforms to curb overall spending growth while maintaining the quality and accessibility of care.

中文摘要

蘭德(RAND)分析估計,加州2025年的醫療支出中,有18.5%至23.5%的部分可能過度或不必要,顯示出大幅削減成本的空間。該研究更新了先前模型,以納入後《平價醫療法案》(ACA)的支出放緩趨勢,證實高額支出持續對消費者和雇主構成壓力,使可負擔性成為關鍵關切點。研究結果強調,儘管近期支出有所放緩,但源自定價失靈和行政效率低下等問題的系統性浪費仍然顯著。建議政策制定者實施有針對性的改革,以遏制整體支出增長,同時維持醫療照護的品質和可及性。

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